A desired loan usually means that financial problems have arisen or something has to be purchased urgently. There is also the desire that the loan be available quickly. Normally, an immediate payout is not a problem.
Most of the time this service can be reached quickly with slightly higher interest rates and a small fee. Now, however, there are consumers who have a negative entry in Credit Bureau and therefore hardly get a loan in the normal way. The creditworthiness is questioned with one or more entries. A Credit Bureau-free credit with immediate payment is still possible.
Credit without Credit Bureau query
In Germany, all banks use Credit Bureau to find out the financial situation of the consumer. It is the same with a loan with an immediate payout. If the Credit Bureau query is negative, the bank will reject the application. The collateral provided will hardly help, so that a Credit Bureau-free loan with immediate payment is possible. So what can be done to make a loan realizable? Which ways can be used? Because a Credit Bureau-free loan with immediate payment is hardly possible in the normal way.
Credit Bureau-free credit from abroad
The best option is a loan from abroad, mainly from Switzerland. Because banks from abroad do not have the option of querying Credit Bureau and therefore do not experience any negative entries. With this waiver, the loan will be slightly more expensive. Even a bank abroad only grants loans to employees, which is why a steady income must also be proven at foreign banks.
In terms of the loan amount, the consumer should be somewhat modest in advance, because a Credit Bureau-free loan with immediate payment will hardly exceed the sum of 3,500 USD. If the borrower can come to terms with this amount, nothing stands in the way of a loan. In order to quickly get the money you want, some lenders offer flash transfer or payment by post. These options are often found with a loan without Credit Bureau.